Will Medicaid take life insurance proceeds after I die?
Q. If I have an insurance policy that has no cash value and my son is the beneficiary, when I die and he receives the money, will Medicaid file a lien on that money? Would my son have to pay it? — Uncertain A. Many families are surprised that Medicaid will go after funds if
Common Mistakes That You Need to Avoid When Buying Life Insurance
For many families, the consequences of a sole breadwinner’s death can be devastating. Life insurance is a useful tool that provides financial security to a policy holder’s loved ones in the event of a tragedy. Whether it is paying the mortgage or paying for children’s college education, a life insurance plan can ensure that they
How Jennifer Hudson and ‘Respect’ could set a record for Black women at the Oscars
Jennifer Hudson’s name is already written in the Academy Awards history books. At 25, she became the youngest Black woman to ever win an acting Oscar for her turn as Effie White in “Dreamgirls” (2006). She’s also the first to do it for a debut role. Her work in the Aretha Franklin biopic “Respect” has
How Jennifer Hudson and ‘Respect’ could set a record for Black women at the Oscars
Jennifer Hudson‘s name is already written in the Academy Awards history books. At 25, she became the youngest Black woman to ever win an acting Oscar for her turn as Effie White in “Dreamgirls” (2006). She’s also the first to do it for a debut role. Her work in the Aretha Franklin biopic “Respect” has
Denzel Washington on longtime friendship with Sidney Poitier: ‘He was the beacon’
Denzel Washington is trying to process the death of Sidney Poitier. The legendary and trailblazing actor, who was the first Black male actor to win an Academy Award, died last week at the age of 94. “I haven’t had time to reflect,” Washington said Tuesday on Today. “You know, we had a 40-some-odd-year relationship, so
Hate Crimes Trial In Ahmaud Arbery Killing Will Put Racism Front And Center
BRUNSWICK, Ga. (AP) — Sentenced to life in prison for murder, the three white men who chased and killed Ahmaud Arbery will soon stand trial on federal hate crimes charges in which jurors will have to decide whether the slaying of the running Black man was motivated by racism. The sentences imposed by a judge

5 key questions to ask yourself about financial preparations for retirement
Millions of Americans have watched their retirement accounts balloon in value in recent years. But if a good chunk of your assets are held in traditional Individual Retirement Accounts or workplace 401(k)-style plans, you eventually will have to pay taxes on the balances. Hence, you’re not as wealthy as you might assume. (Photo: Olga Shumitskaya/Getty

How small businesses can market products and services to back-to-school shoppers
CLOSE Make back-to-school less chaotic with these organizational tips. USA TODAY It’s that time of year again. Time to get to watch “Succession” again, you say? No my binge-watching friends, fall is a time to both gear up for getting the kids (finally!) back to school and also to think about some new ideas for

Can working from home full time hurt my career growth? Ask HR
CLOSE You can still advance your career while working from home. However, it will require some creativity and proactive effort to do so. (Photo: Getty Images) Johnny C. Taylor Jr. tackles your human resources questions as part of a series for USA TODAY. Taylor is president and CEO of the Society for Human Resource Management,

How to build credit as a new college grad: Get a credit card, make on-time payments, more
CLOSE According to the experts, this is how many credit cards you should have. Buzz60 The more established a credit history you have, the more borrowing options you’ll give yourself. And as a new college graduate, building credit is definitely worth focusing on. Here are a few tips to get started. 1. Start using a


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Top 10 National Insurance Journal Stories of 2021

Old Life Insurance

Companies refute claim they stopped offering life insurance in

